HORIZON-XE
Code

UIR Reason

BOSS Auto
Disposition

User-Defined
Return Reason

ACH Return
Reason

ABP

Abandoned property/closed

CLP

Account Closeout Pending

CLS

Account is closed

COE

Credit exceeds close out balance

COF

Account is charged-off

CRO

Post credits only

DOR

Dormant account

EAC

Escheatment pending

NAF

No account found

NHA

Transaction code not valid for a non-Health Savings Account (HSA)

PDA

Transaction amount is greater than the normal distribution amount

PED

Prior year contribution not allowed for effective date

PRD

Prior year distribution not allowed for effective date

PUR

Account is purged

RST

Account is restricted

STP

Stop hit

UTX

Unauthorized ACH transaction

WTG

Account is waiting activation

XC1

Invalid amount for closing

XC2

Invalid status for closing

XC3

Account automatically closed today

XTC

Invalid transaction code

HORIZON-XE
Code

UIR Reason

BOSS Auto
Disposition

User-Defined
Return Reason

ACH Return
Reason

AMT

Transaction amount overflow during distribution processing

CB0

Current balances on matching business unit's all zero (0)

CLS

Account is closed

COR

Replaced by a corrected transaction

CYE

Cannot post to current year earnings account

DPE

Error during distribution processing

DTE

Distribution transaction error

EBD

Extended backdate date range error

EBS

Extended backdate source error

GT0

Transaction amount must be greater than zero (0)

IDA

Distribution amount not valid

MBE

Back date exceeds limit

NAF

No account found

NBF

Matching business units not found

NDF

Distribution number not found in distribution control file

ORG

Invalid organization

RST

Account is restricted

TDR

Transaction description required

UNK

Unknown error condition

XRF

Missing General Ledger interface account record

HORIZON-XE
Code

UIR Reason

BOSS Auto
Disposition

User-Defined
Return Reason

ACH Return
Reason

NAF

No account found

SS1

Stop suspect, check date match

SS2

Stop suspect, check amount match

SS3

Stop suspect, check number within 1

ST1

Stop hit, check number match

ST2

Stop hit, Check number range match

UMR

Unmatched reversal

XTC

Invalid transaction code

001

Invalid transaction code for participation sold

002

Effective date must be on or after the backdate limit date

003

Transaction disallowed on non-when-paid direct reserve

004

Invalid backdate; accrued thru date not current

005

Unreversed transactions to effective date

006

Transaction cannot post, other use has account locked

007

Transaction to imp asset account, no imp asset record

008

Payoff amount does not cover imp book balance plus fees

009

Invalid impaired asset transaction code

010

Cash interest cannot increase greater than the book balance reductions

011

Cash interest cannot decrease greater, it is increased

012

Collection fees decrease cannot exceed the balance due

013

Collection fees increase cannot exceed the due collected

014

Collection fees cannot post to participation records

015

Payment is greater than the current due, posts to principal if escrow exists

016

Fee modifier not allowed on this transaction

017

Rejection from previous run, see transaction merge report

018

Payoff is outside the payoff tolerance

019

No payment due on account

020

Negative due amount, do payment schedule maintenance to correct

021

Reversal must be for last transaction in history

022

Payoff transaction not equal to payoff

023

Interest transaction invalid on add-on loan

024

Escrow modifier required for transaction

025

Can not create billing to satisfy amount due

026

Prepaid, curtailment or unapplied not selected, cannot bill

027

Payment exceeds amount due

028

Transaction exceeds amount due, pre-payment not selected

029

Invalid on closed account unless reactivate flag set

030

Escrow balance must be zero (0) before payoff is entered

031

Split debit transaction invalid (except reversal)

032

Payment exceeds payoff

033

Draw invalid on system type 1 account

034

Payment transaction invalid with current balance is zero (0)

035

Late charge transaction exceeds late charges

036

Warning: Bill records not updated, out of sync

037

Next payment due date is greater than the maturity date

038

Regular payment exceeds payoff tolerance

039

Principal not allowed to go negative

040

Interest (1) not allowed to go negative

041

Interest (2) not allowed to go negative

052

Unapplied balance not zero, payoff not allowed

043

Invalid on account receiving a payoff today

044

Simple insurance interest cannot become negative

045

No transactions in history

046

Date closed no equal to transaction effective date

047

Rebate in payoff transaction must equal sum of rebates

048

Principal credit makes principal go negative

049

Non-reversal drawers must be single post

050

Late charge transactions exceed charges due for effective date

051

Reactivation only valid on system type 2 and 3

052

Reactivation only valid on simple interest accounts

053

Reactivation only valid without precomputed earnings

054

Reactivation only valid on closed accounts

055

Reactivation only valid one effective dated transactions after closing

056

Single post transaction updates dues invalid on schedule balance

057

Transaction hold in affect on account

058

Principal decrease cannot exceed principal less sum of rebate

059

Transaction not permitted when payoff is negative

060

Unreversed transactions to effective date

061

Effective date must be on or after backdate limit date

062

Investor type code is

063

Lead account transaction not found, could not split

064

No lead account associated with a part sold account

065

Impaired asset transaction investment on account without impaired asset rec

066

Transaction causes cycle fees to be negative

067

Late charge transaction exceeds maximum late charge life-to-date

068

Expired advance freezes

069

Matured advance freezes

070

Past due advance freezes

071

Transaction causes overlimit conditions

072

Zero available, impaired account

073

Zero available, administrative action

074

Transaction invalid on a system type 1 loan

075

Modifier required or invalid for this transactions

076

Account is overlimit, cannot process transaction

077

Reject under minimum condition exists

078

Transactions cannot be effective dated to a prior cycle

079

Transaction has incorrect modifier

080

Cannot backdate this transaction code for schedule balance

081

Transaction modifier and extender required

082

Escrow modifier is invalid

083

Escrow balance file not found

084

Escrow item file not found

085

Insufficient escrow balance

086

Amount not equal to disbursement due

087

Invalid payment frequency

088

Invalid payment increment

089

Invalid maturity date

090

Invalid current note date

091

Invalid next due date

092

Invalid current processing date

093

Invalid end of job request

094

No payment schedule found

095

Payment schedules have expired

096

Invalid bank number

097

Transaction creates negative balance

098

Check valid for system type 5 loans only

099

Invalid transaction modifier

100

Invalid transaction modifier for insurance type

101

Transaction amount must be greater than zero (0)

102

Invalid customer number

104

Account must be impaired for imp transaction

105

Transaction requires a check number

106

Pending payment reversal exists, cannot post

107

Hold on account

108

Account number exceeds ten (10) positions

109

Transactions not allowed on waiting status accounts

110

Transaction code 54 only valid on system type 1 account in waiting status

111

Cannot post online to system type 1 accounts new today

112

Special exception, call support to resolve

113

Cannot validate amount or date, transaction may not post

114

Pending reversal exists in another unreleased batch

115

Overpayment of due amounts causes a negative principal balance

116

Tranche split not available for non-master accounts

117

Tranche split does not match any amounts due

118

Master loan may only be paid off by tranche payoff

119

Interest payment exceeds accrued escrow interest

120

Amount does not have unassigned escrow record

121

Insufficient balance in unassigned escrow

122

Transaction amount exceeds unapplied balance

123

Transaction invalid on participated account

124

Tranche cannot be reactivated when master account is closed

125

Unable to post due to interfering transaction

126

Transaction must equal pay to zero amount

127

Zero available - matured account

128

Zero available - expired account

129

Zero available - past due freeze

130

Late charge assessment transaction amount exceeds maximum late charge year-to-date

131

Backdate exceeds last extension-check pay schedule

HORIZON-XE
Code

UIR Reason

BOSS Auto
Disposition

User-Defined
Return Reason

ACH Return
Reason

NAF

No account found

XBL

Incorrect billing level

XTC

Invalid transaction code

HORIZON-XE
Code

UIR Reason

BOSS Auto
Disposition

User-Defined
Return Reason

ACH Return
Reason

CLS

Account is closed

NAF

No account found

UMR

Unmatched reversal

XC1

Invalid amount for closing

XTC

Invalid transaction code

502

Account is in foreclosure

503

Account is REO

504

Activity hold, transactions prohibited

508

Invalid interest calculation method

509

Invalid interest collection method

510

Invalid payment frequency

511

Amount is less than full amount due

514

Transaction created negative principal balance

515

Negative amortization ceiling exceeded

516

Past due principal greater than the principal balance

518

Transaction created negative prepaid principal

522

No tax record exists

523

Tax record is inactive

525

Negative tax escrow past due created

526

No insurance record exists

527

Insurance record is inactive

529

Negative insurance escrow past due created

530

Invalid fee type

531

Invalid late charge fee type

533

Transaction created negative unapplied balance

538

Transaction created negative late charge due

542

Amount exceeds total due daily accrual

544

Late charge paid exceeds total late charge due

546

Transaction created negative capitalized interest uncollected

547

Transaction created negative principal balance

548

Government record not found

549

Buydown schedule not found

550

Transaction created negative buydown balance

552

Invalid transaction for subsidized loan

553

Transaction created negative subsidy balance

554

No payment due date

556

Transaction exceeds remaining subsidy amount

557

Exceeds multiple payment limit

558

Adjustable rate mortgage (ARM) record not found

559

Rate change pending

560

Due date equals maturity date

611

Transaction only allowed for loan types 6 or 7

612

Active function code prohibits transaction

614

HECM Record not found

615

Interest paid-to-date is not a valid payment date

616

Selected payment has a reversal pending

617

Payment record not last payment applied

618

Transaction exceeds negative escrow threshold

619

Payment change pending

620

Transaction created negative fee balance

621

Transaction created negative total collections

622

Bankruptcy record not found

623

Payments received exceeds expected

624

Loan in use by another user, transaction not posted

625

Payment record not found

HORIZON-XE
Code

UIR Reason

BOSS Auto
Disposition

User-Defined
Return Reason

ACH Return
Reason

CLS

Account is closed

NAF

No account found

XTC

Invalid transaction code

HORIZON-XE
Code

UIR Reason

BOSS Auto
Disposition

User-Defined
Return Reason

ACH Return
Reason

ABP

Abandoned Property/Closed

AHO

Account holder is over age for contribution

AJ

Adjustment would take year-to-date negative

AN

Adjustment would take accrued interest negative

AOD

Add-on deposit cannot be backdated

ATD

Adjustment transaction not allowed, use adjustment entry

CLE

Contribution limit exceeded

CLS

Account is closed

CRO

Post credits only

DDD

Death distribution not allowed, death date is blank

DDR

Plan holder deceased, must use death distribution

DOR

Dormant account

DRO

Debits only restriction, credits not allowed

EAC

Escheated account

ECD

Coverdell ESA contribution allowed only until 18

EDI

Effective date less than last interest paid date

EDR

Effective date less than renewal date

EDS

Effective date less than last statement date

EDT

Effective date greater than today's processing date

EPD

Pre-calculated distribution cannot be backdated

GT0

Transaction amount must be greater than zero (0)

HLD

Hold on account

ICP

Transaction not allowed, interest check pending

IDT

Invalid date

IGA

Interest payment is greater than accrued interest

IGP

Issue date greater than posting date

IPP

Transaction not allowed, interest payment pending

ITP

Invalid distribution transaction for plan type

MDI

Modifier description not found

NAF

No account found

NCA

Contribution not allowed for plan type

NDD

Normal distribution not allowed, under 59 ½

NSF

Insufficient funds

OAC

Customer is over 70 ½, contribution type not valid

PCD

Incorrect amount for pre-calculated disbursement

PCL

Pre-calculated closeout is pending

PDD

Premature distribution not allowed, customer is 59 ½

PYC

Prior year contribution not allowed for effective date

QPD

Transaction only allowed for qualified plans

RCD

Recharacterized contribution not allowed for ROTH plan

RDA

Account is in redeemed status

RPO

Reversal failed, transaction posted in prior interest cycle

RPR

Reversal failed, transaction printed on prior statement

RRJ

Reversal failed, original transaction was a reject

RST

Restricted account

RTO

Transaction only allowed for ROTH plan types

STO

Plan type must be a SEP type for SEP transaction

UMD

Pre-calculated disbursement not found

UMR

Unmatched reversal

UNC

Uncollected funds

WTG

Waiting activation

XC1

Invalid amount for closing

XTC

Invalid transaction code