Unposted Item Repair Reasons

The reason why an item does not post and ends up in unposted item repair (UIR) can be one of many reasons, depending on the application. The following is a list of reasons why an item can go into UIR:

Demand Deposits and Savings

• Abandoned property/closed
• Account automatically closed today
• Account closeout pending
• Account is charged-off
• Account is closed
• Account is purged
• Account is restricted
• Account is waiting activation
• Credit exceeds close out balance
• Dormant account
• Escheatment pending
• Invalid amount for closing
• Invalid status for closing
• Invalid transaction code
• No account found
• Post credits only
• Prior year contribution not allowed for effective date
• Prior year distribution not allowed for effective date
• Stop hit
• Transaction amount greater than normal distribution
• Transaction code not valid for a non-Health Savings Account (HSA)
• Unauthorized ACH transaction

  Note This reason is valid only for ACH positive authorization.

General Ledger

• Account is closed
• Account is restricted
• Back date exceeds limit
• Cannot post to current year earnings account
• Current balances on matching business unit's all zero (0)
• Distribution amount not valid
• Distribution number not found in distribution control file
• Distribution transaction error
• Error during distribution processing
• Extended backdate date range error
• Extended backdate source error
• Invalid organization
• Matching business units not found
• Missing General Ledger interface account record
• No account found
• Replaced by a corrected transaction
• Transaction amount must be greater than zero (0)
• Transaction amount overflow during distribution processing
• Transaction description required
• Unknown error condition

Loans

• Account is overlimit, cannot process transaction
• Account must be impaired for imp transaction
• Account number exceeds ten (10) positions
• Amount does not have unassigned escrow record
• Amount not equal to disbursement due
• Backdate exceeds last extension-check pay schedule
• Can not create billing to satisfy amount due
• Cannot backdate this transaction code for schedule balance
• Cannot post online to system type 1 accounts new today
• Cannot validate amount or date, transaction may not post
• Cash interest cannot decrease greater, it is increased
• Cash interest cannot increase greater than the book balance reductions
• Check valid for system type 5 loans only
• Collection fees cannot post to participation records
• Collection fees decrease cannot exceed the balance due
• Collection fees increase cannot exceed the due collected
• Date closed no equal to transaction effective date
• Draw invalid on system type 1 account
• Effective date must be on or after backdate limit date
• Effective date must be on or after the backdate limit date
• Escrow balance file not found
• Escrow balance must be zero (0) before payoff is entered
• Escrow item file not found
• Escrow modifier is invalid
• Escrow modifier required for transaction
• Expired advance freezes
• Fee modifier not allowed on this transaction
• Hold on account
• Impaired asset transaction investment on account without impaired asset rec
• Insufficient balance in unassigned escrow
• Insufficient escrow balance
• Interest (1) not allowed to go negative
• Interest (2) not allowed to go negative
• Interest payment exceeds accrued escrow interest
• Interest transaction invalid on add-on loan
• Invalid backdate; accrued thru date not current
• Invalid bank number
• Invalid current note date
• Invalid current processing date
• Invalid customer number
• Invalid end of job request
• Invalid impaired asset transaction code
• Invalid maturity date
• Invalid next due date
• Invalid on account receiving a payoff today
• Invalid on closed account unless reactivate flag set
• Invalid payment frequency
• Invalid payment increment
• Invalid transaction code
• Invalid transaction code for participation sold
• Invalid transaction modifier
• Invalid transaction modifier for insurance type
• Investor type code is invalid
• Late charge assessment transaction amount exceeds maximum late charge year-to-date
• Late charge transaction exceeds late charges
• Late charge transaction exceeds maximum late charge life-to-date
• Late charge transactions exceed charges due for effective date
• Lead account transaction not found, could not split
• Master loan may only be paid off by tranche payoff
• Matured advance freezes
• Modifier required or invalid for this transactions
• Negative due amount, do payment schedule maintenance to correct
• Next payment due date is greater than the maturity date
• No account found
• No lead account associated with a part sold account
• No payment due on account
• No payment schedule found
• No transactions in history
• Non-reversal drawers must be single post
• Overpayment of due amounts causes a negative principal balance
• Past due advance freezes
• Payment exceeds amount due
• Payment exceeds payoff
• Payment is greater than the current due, posts to principal if escrow exists
• Payment schedules have expired
• Payment transaction invalid with current balance is zero (0)
• Payoff amount does not cover imp book balance plus fees
• Payoff is outside the payoff tolerance
• Payoff transaction not equal to payoff
• Pending payment reversal exists, cannot post
• Pending reversal exists in another unreleased batch
• Prepaid, curtailment or unapplied not selected, cannot bill
• Principal credit makes principal go negative
• Principal decrease cannot exceed principal less sum of rebate
• Principal not allowed to go negative
• Reactivation only valid on closed accounts
• Reactivation only valid on simple interest accounts
• Reactivation only valid on system type 2 and 3
• Reactivation only valid one effective dated transactions after closing
• Reactivation only valid without precomputed earnings
• Rebate in payoff transaction must equal sum of rebates
• Regular payment exceeds payoff tolerance
• Reject under minimum condition exists
• Rejection from previous run, see transaction merge report
• Reversal must be for last transaction in history
• Simple insurance interest cannot become negative
• Single post transaction updates dues invalid on schedule balance
• Special exception, call support to resolve
• Split debit transaction invalid (except reversal)
• Stop hit, check number match
• Stop hit, Check number range match
• Stop suspect, check amount match
• Stop suspect, check date match
• Stop suspect, check number within 1
• Tranche cannot be reactivated when master account is closed
• Tranche split not available for non-master accounts
• Tranche split does not match any amounts due
• Transaction amount exceeds unapplied balance
• Transaction amount must be greater than zero (0)
• Transaction cannot post, other use has account locked
• Transaction causes cycle fees to be negative
• Transaction causes overlimit conditions
• Transaction code 54 only valid on system type 1 account in waiting status
• Transaction creates negative balance
• Transaction disallowed on non-when-paid direct reserve
• Transaction exceeds amount due, pre-payment not selected
• Transaction has incorrect modifier
• Transaction hold in affect on account
• Transaction invalid on a system type 1 loan
• Transaction invalid on participated account
• Transaction modifier and extender required
• Transaction must equal pay to zero amount
• Transaction not permitted when payoff is negative
• Transaction requires a check number
• Transaction to imp asset account, no imp asset record
• Transactions cannot be effective dated to a prior cycle
• Transactions not allowed on waiting status accounts
• Unable to post due to interfering transaction
• Unapplied balance not zero, payoff not allowed
• Unmatched reversal
• Unreversed transactions to effective date
• Unreversed transactions to effective date
• Warning: Bill records not updated, out of sync
• Zero available - expired account
• Zero available - matured account
• Zero available - past due freeze
• Zero available, administrative action
• Zero available, impaired account

Master Commitment

• No account found
• Incorrect billing level
• Invalid transaction code

Mortgage Loans

• Account is closed
• Account is in foreclosure
• Account is REO
• Active function code prohibits transaction
• Activity hold, transactions prohibited
• Adjustable rate mortgage (ARM) record not found
• Amount exceeds total due daily accrual
• Amount is less than full amount due
• Bankruptcy record not found
• Buydown schedule not found
• Due date equals maturity date
• Exceeds multiple payment limit
• Government record not found
• HECM Record not found
• Insurance record is inactive
• Interest paid-to-date is not a valid payment date
• Invalid amount for closing
• Invalid fee type
• Invalid interest calculation method
• Invalid interest collection method
• Invalid late charge fee type
• Invalid payment frequency
• Invalid transaction code
• Invalid transaction for subsidized loan
• Late charge paid exceeds total late charge due
• Loan in use by another user, transaction not posted
• Negative amortization ceiling exceeded
• Negative insurance escrow past due created
• Negative tax escrow past due created
• No account found
• No insurance record exists
• No payment due date
• No tax record exists
• Past due principal greater than the principal balance
• Payment change pending
• Payment record not found
• Payment record not last payment applied
• Payments received exceeds expected
• Rate change pending
• Selected payment has a reversal pending
• Tax record is inactive
• Transaction created negative buydown balance
• Transaction created negative capitalized interest uncollected
• Transaction created negative fee balance
• Transaction created negative late charge due
• Transaction created negative prepaid principal
• Transaction created negative principal balance
• Transaction created negative principal balance
• Transaction created negative subsidy balance
• Transaction created negative total collections
• Transaction created negative unapplied balance
• Transaction exceeds negative escrow threshold
• Transaction exceeds remaining subsidy amount
• Transaction only allowed for loan types 6 or 7
• Unmatched reversal

Safe Deposit Box

• Account is closed
• Invalid transaction code
• No account found

Time Deposits

• Abandoned Property/Closed
• Account holder is over age for contribution
• Account is closed
• Account is in redeemed status
• Account purged today
• Add-on deposit cannot be backdated
• Adjustment transaction not allowed, use adjustment entry
• Adjustment would take accrued interest negative
• Adjustment would take year-to-date negative
• Contribution limit exceeded
• Contribution not allowed for plan type
• Coverdell ESA contribution allowed only until 18
• Customer is over 70 ½, contribution type not valid
• Death distribution not allowed, death date is blank
• Debits only restriction, credits not allowed
• Dormant account
• Effective date greater than today's processing date
• Effective date less than last interest paid date
• Effective date less than last statement date
• Effective date less than renewal date
• Escheated account
• Hold on account
• Incorrect amount for pre-calculated disbursement
• Insufficient funds
• Interest payment is greater than accrued interest
• Invalid amount for closing
• Invalid date
• Invalid distribution transaction for plan type
• Invalid transaction code
• Issue date greater than posting date
• Modifier description not found
• No account found
• No retirement plan found
• Normal distribution not allowed, under 59 ½
• Plan holder deceased, must use death distribution
• Plan type must be a SEP type for SEP transaction
• Post credits only
• Pre-calculated closeout is pending
• Pre-calculated disbursement not found
• Pre-calculated distribution cannot be backdated
• Premature distribution not allowed, customer is 59 ½
• Prior year contribution not allowed for effective date
• Recharacterized contribution not allowed for ROTH plan
• Restricted account
• Reversal failed, original transaction was a reject
• Reversal failed, transaction posted in prior interest cycle
• Reversal failed, transaction printed on prior statement
• Transaction amount must be greater than zero (0)
• Transaction not allowed, interest check pending
• Transaction not allowed, interest payment pending
• Transaction only allowed for qualified plans
• Transaction only allowed for ROTH plan types
• Uncollected funds
• Unmatched reversal
• Waiting activation