ATM/Point of Sale (POS) Tran Codes

ATM/POS Transactions

EFT Tran Type	Description	P/N/ Blank	DR/ CR	Default	On-Us	Local	Regional	Intl	Foreign
01	ATM Deposit	N/A	C	2210	2211	2212	2213	2214	2215
03	ATM Transfer	N/A	D	7220	7221	7222	7223	7224	7225
03	ATM Transfer	N/A	C	2220	2221	2222	2223	2224	2225
04	ATM Withdrawal	N/A	D	7210	7211	7212	7213	7214	7215
22	POS Debit Adjustment	P	D	7276	7276	7276	7276	7276	7276
22	POS Debit Adjustment	N	D	7276	7276	7276	7276	7276	7276
23	POS Purchase Return	P	C	2270	2271	2272	2273	2274	2275
23	POS Purchase Return	N	C	2270	2271	2272	2273	2274	2275
25	POS Purchase	P	D	7250	7251	7252	7253	7254	7255
25	POS Purchase	N	D	7260	7261	7262	7263	7264	7265

ATM/POS Fees

Tran Type	Description	Tran Code
DP	ATM Deposit Fee	7303
PF	Payment From	7306
TW	ATM Transfer Fee	7304
TD	ATM Transfer Fee	7304
WD	ATM Withdrawal Fee	7302
IQ	ATM Inquiry Fee	7301
MS	ATM Mini Statement Fee	7307
FS	ATM Full Statement Fee	7308
PI	POS Inquiry Fee	7309
PS	POS Purchase Fee	7310

Four-Digit EFT Tran Codes

Tran Code	Debit/ Credit	Short Description	Statement Description	Comments
2200*	CR	ATM CREDIT	ATM CREDIT
2201*	CR	POS CREDIT	POINT OF SALE CREDIT
2210	CR	ATM DEP	ATM DEPOSIT	Generic
2211	CR	ATM DEP	ATM DEPOSIT	On-Us
2212	CR	ATM DEP	ATM DEPOSIT	Local
2213	CR	ATM DEP	ATM DEPOSIT	Regional
2214	CR	ATM DEP	ATM DEPOSIT	Foreign
2220	CR	ATM XFR	ATM TRANSFER	Generic To Appl Account is in description for all transfers.
2221	CR	ATM XFR	ATM TRANSFER	On-Us
2222	CR	ATM XFR	ATM TRANSFER	Local
2223	CR	ATM XFR	ATM TRANSFER	Regional
2224	CR	ATM XFR	ATM TRANSFER	Foreign
2225	CR	ATM XFR	ATM TRANSFER	International
2270	CR	POS RETURN	POS PURCHASE RETURN	Generic
2273	CR	POS RETURN	POS PURCHASE RETURN	Regional
2274	CR	POS RETURN	POS PURCHASE RETURN	Foreign
2275	CR	POS RETURN	POS PURCHASE RETURN	International
2276	CR	POS CR ADJ	POS CREDIT ADJUSTMENT
2280	CR	XFER CREDIT	MERCHANT/GOVT TRANSFER
2290	CR	XFER CREDIT	ACCT-TO-ACCT TRANSFER
2291	CR	XFER CREDIT	PERSON-TO-PERSON TRANSFER
2292	CR	XFER CREDIT	LOTTERY GAMING PAYMENT
2293	CR	EASY REBATE	EASY SAVINGS REBATE
2294	CR	OTHER CR	OTHER NON-CARD CREDIT
2295	CR	OTHER CR	OTHER CARD CREDIT
2296	CR	REVERSE XFR	TRANSFER DEBIT REVERSAL
2297	CR	XFR CREDIT	BUSINESS-TO-BUSINESS TRANSFER
2311	CR	REVERSE FEE	TRANSFER FEE REVERSAL
7200*	DR	ATM DEBIT	ATM DEBIT
7201*	DR	POS DEBIT	POINT OF SALE DEBIT
7210	DR	ATM W/D	ATM WITHDRAWAL
7211	DR	ATM W/D	ATM WITHDRAWAL	On-Us
7212	DR	ATM W/D	ATM WITHDRAWAL	Local
7213	DR	ATM W/D	ATM WITHDRAWAL	Regional
7214	DR	ATM W/D	ATM WITHDRAWAL	Foreign
7215	DR	ATM W/D	ATM WITHDRAWAL	International
7220	DR	ATM XFR	ATM TRANSFER	Generic To Appl Account is in description for all transfers.
7221	DR	ATM XFR	ATM TRANSFER	On-Us
7222	DR	ATM XFR	ATM TRANSFER	Local
7223	DR	ATM XFR	ATM TRANSFER	Regional
7224	DR	ATM XFR	ATM TRANSFER	Foreign
7225	DR	ATM XFR	ATM TRANSFER	International
7230	DR	ATM PUR	ATM PURCHASE	Generic The purchase type (stamps, etc.) is in the description if possible.
7231	DR	ATM PUR	ATM PURCHASE	On-Us
7232	DR	ATM PUR	ATM PURCHASE	Local
7233	DR	ATM PUR	ATM PURCHASE	Regional
7234	DR	ATM PUR	ATM PURCHASE	Foreign
7235	DR	ATM PUR	ATM PURCHASE	International
7240	DR	ATM PMT	ATM PAYMENT	Generic
7241	DR	ATM PMT	ATM PAYMENT	On-Us
7242	DR	ATM PMT	ATM PAYMENT	Local
7243	DR	ATM PMT	ATM PAYMENT	Regional
7250	DR	POS PUR	POS PURCHASE	Pinned
7253	DR	POS PUR	POS PURCHASE	Pinned – Regional
7254	DR	POS PUR	POS PURCHASE	Pinned – Foreign
7255	DR	POS PUR	POS PURCHASE	Pinned – International
7260	DR	POS PUR	POS PURCHASE	No Pin
7263	DR	POS PUR	POS PURCHASE	No Pin – Regional
7264	DR	POS PUR	POS PURCHASE	No Pin – Foreign
7265	DR	POS PUR	POS PURCHASE	No Pin - International
7270	DR	POS PUR	POS PURCHASE CASH BACK
7276	DR	POS DR ADJ	POS DEBIT ADJUSTMENT
7289	DR	XFER DEBIT	MERCHANT/GOVT TRANSFER
7290	DR	XFER DEBIT	ACCT-TO-ACCT TRANSFER
7291	DR	XFER DEBIT	PERSON-TO-PERSON TRANSFER
7292	DR	XFER DEBIT	LOTTERY GAMING REVERSAL
7293	DR	REB REVERSE	EASY SAVINGS REVERSAL
7294	DR	OTHER DR	OTHER NON-CARD DEBIT
7295	DR	OTHER DR	OTHER CARD DEBIT
7296	DR	REVERSE XFR	TRANSFER CREDIT REVERSAL
7297	DR	XFER DEBIT	BUSINESS-TO-BUSINESS TRANSFER
7300*	DR	ATM FEE	ATM FEE
7301	DR	ATM INQ FEE	ATM INQUIRY FEE
7302	DR	ATM W/D FEE	ATM WITHDRAWAL FEE
7303	DR	ATM DEP FEE	ATM DEPOSIT FEE
7304	DR	ATM XFR FEE	ATM TRANSFER FEE
7305	DR	ATM PUR FEE	ATM PURCHASE FEE
7309	DR	POS INQ FEE	POS INQUIRY FEE
7310	DR	POS PUR FEE	POS PURCHASE FEE
7311	DR	XFER FEE	TRANSFER FEE